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Regulatory Compliance Notice: Aegis AI provides institutional trade optimization subject to RIA fiduciary signoff. Automated directives continuously verify suitability under SEC Rule 2111 & Regulation Best Interest (Reg BI).
Total Portfolio Value
$4,250,000
▲ +12.4% YTD Net Return
Risk Score / Capacity
78 / 100
Moderately Aggressive
Reg BI Suitability Rating
COMPLIANT (98%)
0 regulatory flags pending
Tax-Loss Harvest Yield
$18,400
Ready for execution
Client Suitability Profile
Editable investor profile & IPS rules
78
Asset Allocation & Drift Monitor
Real-time drift detection vs AI target model
| Asset Class | Current | Target | Drift |
|---|
⚡ AI Dynamic Optimization Insight
Portfolio has an +8.2% overweight exposure in Mega-Cap Tech. Rebalancing into Short Duration Treasuries reduces concentration risk while increasing risk-adjusted Sharpe ratio.
AI Actionable Trade Directives
Tax-aware trade optimization generated by convex programming
| Action | Ticker / Asset | Amount | Est. Tax Benefit | Rationale & Compliance Tag |
|---|
🤖 Interactive Fiduciary Copilot
Query Aegis AI for scenario modeling, client-facing IPS explainers, or tax optimizations.
Aegis Copilot Analysis Output:
"Dear Evelyn, Based on our Q3 review of your $4.25M portfolio, Aegis AI has generated a rebalancing program aimed at locking in $18,400 of capital losses to offset recent real estate gains, while shifting excess weight from Mega-Cap Tech into 5.2% yield US Treasury Bills. This maintains your 78/100 risk target while increasing annualized cash flow by $14,200."
"Dear Evelyn, Based on our Q3 review of your $4.25M portfolio, Aegis AI has generated a rebalancing program aimed at locking in $18,400 of capital losses to offset recent real estate gains, while shifting excess weight from Mega-Cap Tech into 5.2% yield US Treasury Bills. This maintains your 78/100 risk target while increasing annualized cash flow by $14,200."
Factor Risk Exposure
Factor weights vs institutional benchmark
* Covariance matrix recalculated continuously against 10-year historical factor variance.
SEC Rule 2111 & Reg BI Verification Engine
Automated real-time fiduciary check
Immutable RIA Audit Trail
Timestamped SEC / FINRA Rule 204-2 record keeping log
Macro Stress Simulation Engine
Historical shock replay & 1,000-path Monte Carlo wealth projection
Simulated Max Drawdown
-14.2%
Recovery Horizon
11 Months
Under this scenario, the client's $4.25M portfolio drops to $3.64M before stabilizing. Defensive Treasury allocations cushion equity drawdown by 6.8%.
Monte Carlo 10-Year Wealth Path Simulation
5th, 50th, and 95th percentile expected asset trajectory
Usage-Based RIA Pricing
Flat monthly practice license plus meter-based pricing for AI optimization tokens and compliance audit runs.
Current Billing Period Usage (Wealth Practice Plan)
Billing Cycle: Oct 1 - Oct 31 • Standard Practice Tier ($299/mo base)
Active Client Accounts
24 / 50 Accounts
$5 per additional client over 50
AI Strategy Tokens
142,500 / 250,000
$0.002 per 1k tokens over limit
SEC Compliance Certificates
88 Issued
Unlimited standard checks included
Interactive Practice Calculator
Estimate monthly RIA software costs based on operational scale
Estimated Monthly Subscription
$309 / mo
Includes Practice Base Plan + Usage Overage
Solo Advisor
For independent financial planners
$99 / month
- Up to 10 Active Clients
- 50,000 AI Tokens / mo
- Standard Reg BI Suitability Scans
- Exportable PDF / JSON Logs
Wealth Practice Pro
For growing RIA teams and boutiques
$299 / month
- Up to 50 Active Clients
- 250,000 AI Tokens / mo
- Full SEC Rule 2111 Audit Logs
- Tax-Loss Harvesting Optimizer
- Interactive Fiduciary Copilot
Institutional
For family offices and broker-dealers
$899 / month
- Unlimited Clients
- 1,500,000 AI Tokens / mo
- Custom Compliance API Integration
- Dedicated RIA Compliance Liaison
- Custom Factor Risk Models